Looking for an experienced Mortgage Broker in Dunmore to guide you through the Home Loan Purchase Maze? With 28 years of making all types of loans, Adrian Citroni is the perfect go-to guy for any type of home lending; if I do say so myself.
Dunmore Entrance - Dungarie and Frederick Roads
Dunmore Is a very desirable neighborhood in Catonsville. It is located just outside the beltway at Frederick Road. They are 169 mostly brick homes. The streets are tree lined and there’s no thru traffic so it’s a very kid friendly neighborhood.
Market Realities
All markets when they are free try to be at equilibrium. That means the supply equals the demand. When they get unbalanced, for whatever reason the market readjusts and shifts from a buyers’ to a sellers’ market.
The real estate market we find ourselves in today is one of extremely low inventory (SUPPLY) and high demand. And this is a sellers’ market. Consequently, houses are priced high and sell extremely fast in this kind of environment. For buyers it is very competitive. Therefore, when you see the house you want, you must be ready to move on it almost immediately. It is a put up or shut up situation. The best way to ensure to the seller that you can complete the deal is to be pre-approved. That’s where I come in.
A Pre-Approval, as opposed to a Pre-Qualification, requires a Credit check, Employment, Income and Asset Verifications. For many of my clients, I can do this in a matter of minutes. Oftentimes, an offer with a VERIFIED Pre-Approval usually wins the PURCHASE over higher but unverified offers. So get Pre-Approved if you are serious. CLICK HERE.
The Steps of the Process to Purchase Your Home:
You and Your Realtor will do the items that indicted in RED, I will take care of the balance of Items in BLUE
- Pre-Qualification
- Pre-Approval
- Home Selection
- Loan Origination
- Contract Offer
- Ratification of Contract
- Lock the Interest Rate
- Select Title Company
- Home Inspections
- Appraisal of Value
- Submission to Underwriting
- Loan Approval
- Loan Commitment
- Arrange Settlement
- Loan Closing
- Move In
ADRIAN CITRONI - MORTGAGE BROKER
Primary Service Area: Catonsville & Vicinity
Academy Heights, Arbutus - Halethorpe, Catonsville, College Hills, Dunmore, Elkridge, Ellicott City, Oella, Paradise, Westchester
Licensed Loan Originator NMLS# 144522; MD - DC - PA - DE - VA - FL - CA
CALL OR TEXT: 410-916-0776