As an experiened Mortgage Broker in Arbutus - Halethorpe with strong ties to the towns I call "the twin cities.” I will make things happen for you. With more than 28 years mortgage experience, a degree from UMBC, and additional training and certification as a Certified Residential Mortgage Specialist. I possess the knowledge, skills, Lender relationships and experience to guide you through the loan process. If you have the desire to be a homeowner, I can structure a plan that will work for you.
Arbutus - Halethorpe is home to Guinness
- Open Gate Brewery -
5001 Washington Blvd. - Halethorpe, MD 21227
To Buy or Not to Buy ? … that is the question!
Periods of high inflation cause all prices to rise. It is a good idea to put your money into assets that will hold or grow their value. I believe the best assets are the ones that you can use and the very best is a Home that you can use and live in.
You can insulate yourself from your biggest expense by buying a home. If you buy today, you will be locking in at todays interest rates and home price. If you choose a fixed rate mortgage your monthly payments will be locked in for the complete term of the loan. In other words, if you get a 30 year mortgage the monthly payment will be the same for the entire 30 years.
My Mortgage Process
My loan process utilizes a secured on-line application coupled with the latest automated technology for documentation gathering and verifications. This method tremendously reduces the paperwork you will be required to gather and submit. My initial underwriting procedure for both purchase or refinance is to submit your loan to both Fannie Mae and Freddie Mac. Upon Approval, your loan application will be placed with the agency that requires the least amount of documentation. For you that translates to the lowest fees and hypersonic closing times.
Mortgage Opportunity Featuring:
- Easy SECURED On-Line Mortgage Application
- Lock and Shop program - You can Lock the interest rate and shop worry free up to 180 days.
- To help you WIN your offer to purchase, I can close and fund your mortgage in 15 Days.
- Escrow Waver = No Fee up to 95%. Pay your Tax and Insurance apart from the loan. This will reduce your Cash to Close by thousands of dollars.
ADRIAN CITRONI - MORTGAGE BROKER
Primary Service Area: Catonsville & Vicinity
Academy Heights, Arbutus - Halethorpe, Catonsville, College Hills, Dunmore, Elkridge, Ellicott City, Oella, Paradise, Westchester
Licensed Loan Originator NMLS# 144522; MD - DC - PA - DE - VA - FL - CA
CALL OR TEXT: 410-916-0776