Looking for an experienced Mortgage Broker in Elkridge, Howard County to guide you through the Home Loan Purchase Maze? With 28 years of making all types of loans: Conventional, FHA, VA , USDA, Jumbo - Fixed Rate Adjustable, Adrian Citroni is the perfect go to guy for any type of home lending
. My Mortgage Process
My loan process utilizes a secured on-line application coupled with the latest automated technology for documentation gathering and verifications. This method tremendously reduces the paperwork you will be required to gather and submit. My initial underwriting procedure for both purchase or refinance is to submit your loan to both Fannie Mae and Freddie Mac. Upon Approval, your loan application will be placed with the agency that requires the least amount of documentation. For you that translates to the lowest fees and hypersonic closing times.
The following is a list of the steps involved in a Home Loan Purchase process. As your mortgage Broker I will take care of the items listed in BLUE. You with the help of your realtor will take care of the items in RED.
- Pre-Qualification
- Pre-Approval
- Home Selection
- Loan Origination
- Select the Lender
- Contract Offer
- Ratification of Contract
- Lock the Interest Rate
- Select Title Company
- Home Inspections
- Appraisal of Value
- Submission to Underwriting
- Loan Approval
- Loan Commitment
- Arrange Settlement
- Loan Closing
- Move In
ELKRIDGE FURNACE INN - 5745 Furnace Ave, Elkridge, MD 21075
The Elkridge Furnace Inn is the original site of the Elkridge Furnace. It supplied England with Pig Iron & Iron Bars in the 1750’s
Elkridge is a community with a wide variety of homes. It includes townhouses, condominiums, single-family houses and of course mansions. Its proximity to Baltimore, with Interstate 95 going right through Elkridge makes comuting to Baltimore or Washington an easy ride by car. And the nearby Halethorpe Train Station makes DC a relaxing 40 minute trip.
Mortgage Opportunity Featuring:
- Easy SECURED On-Line Mortgage Application
- 10% Down and No Mortgage Insurance. Usually 20 % down is required. The reduced down payment willl create increased purchasing power. You will get more home value for the same monthly payment.
- Lock and Shop program - You can Lock the interest rate and shop worry-free up to 180 days.
- To help you WIN your offer to purchase, I can close and fund your mortgage in 15 Days.
ADRIAN CITRONI - MORTGAGE BROKER
Primary Service Area: Catonsville & Vicinity
Academy Heights, Arbutus - Halethorpe, Catonsville, College Hills, Dunmore, Elkridge, Ellicott City, Oella, Paradise, Westchester
Paradise, WestchesterLicensed Loan Originator NMLS# 144522; MD - DC - PA - DE - VA - FL - CA
CALL OR TEXT: 410-916-0776