Do you want to buy or refinance a home and need a Mortgage Broker in Westchester for the best possible deal? Look no further! I’m a full-service muti-media digital mortgage broker with over 28 years experience. Muti-media refers to my process. I communicate with my clients, lenders and transaction partners via email, phone, voice mail, US Mail and video.
Westchester Community Center - 2414 Westchester Ave - is a partnership that rents rooms in the facility to long term tenants; the main hall and 2 meeting rooms are also available to anyone in the community to rent for meetings, classes, and parties.
My Mortgage Process
My loan process utilizes a secured on-line application coupled with the latest automated technology for documentation gathering and verifications. This method tremendously reduces the paperwork you will be required to gather and submit. My initial underwriting procedure for both purchase or refinance is to submit your loan to both Fannie Mae and Freddie Mac. Upon Approval, your loan application will be placed with the agency that requires the least amount of documentation. For you that translates to the lowest fees and hypersonic closing times.
Mortgage Opportunity Featuring:
- 10% Down and No Mortgage Insurance. Usually 20% down is required. This will create increased purchasing power. You will get more home value for the same monthly payment.
- Lock and Shop program - You can Lock the interest rate and shop worry free up to 180 days.
- Easy On-Line SECURE Mortgage Application
- Escrow Waver = No Fee up to 95%. Pay your Tax and Insurance apart from the loan. This will reduce your Cash to Close by thousands of dollars.
The Steps of the Process to Purchase Your Home:
You and Your Realtor will do the items that indicted in RED, I will take care of the balance of Items in BLUE
- Pre-Qualification
- Pre-Approval
- Home Selection
- Loan Origination
- Contract Offer
- Ratification of Contract
- Lock the Interest Rate
- Select Title Company
- Home Inspections
- Appraisal of Value
- Submission to Underwriting
- Loan Approval
- Loan Commitment
- Arrange Settlement
- Loan Closing
- Move In
ADRIAN CITRONI - MORTGAGE BROKER
Primary Service Area: Catonsville & Vicinity
Academy Heights, Arbutus - Halethorpe, Catonsville, College Hills, Dunmore, Elkridge, Ellicott City, Oella, Paradise, Westchester
Licensed Loan Originator NMLS# 144522; MD - DC - PA - DE - VA - FL - CA
CALL OR TEXT: 410-916-0776